Finance Options
Keysound offers a wide range of finance options to help you with the purchase of your new instrument. Whether it's a starter keyboard or a top-of-the-range Digital Piano, we have the finance solution to suit you.
Klarna and PayPal 'Pay in 3' Credit
Spread the cost of your purchase over 3 months interest-free with either Klarna or PayPal 'Pay in 3' schemes.
For example, choose a piano at £399 and pay £133 on the day of purchase, followed by two further monthly payments of £133. Total payable: £399.
Klarna is available for orders up to £1,000 and PayPal 'Pay in 3' is available for orders up to £2,000. These options can be applied for at checkout.
Take It Away Scheme
Keysound is delighted to offer the Arts Council–funded 'Take It Away' scheme. You can split the cost of any qualifying instrument into 10 equal monthly payments without any interest charges. Take It Away is operated by Creative United, a not-for-profit Community Interest Company.
The aims of the scheme are:
- To increase access to owning musical instruments for children and young people
- To encourage participation in music making across a wide cross section of society
- To support children and young people to develop their interest in music during and after education
- To engage with a network of specialist musical instrument retailers who provide support services, including information, access to tuition, and opportunities for developing musicians
Customer eligibility:
To be eligible to apply for a Take It Away loan, customers must meet the following criteria:
- Be a permanent UK resident
- Be over 18 years old
- Have a regular income that exceeds £5,000 per year
- Hold a bank or building society account capable of handling direct debit payments
How does it work?
You can use Take It Away to borrow between £100 and £2,000 towards the cost of your chosen instrument, including stands, sheet music, and accessories.
You will need to pay a minimum 10% of the loan amount at the point of sale by debit or credit card (or cash/cheque with proof of identity). The remainder is then paid back over 9 months in equal instalments by direct debit.
There is no administrative charge or handling fee when you take out the loan, so you will never pay more than the ticket price. Take It Away can be used to finance an instrument up to £4,000, but the amount lent cannot exceed £2,000.
Example 1: A customer buys a piano for £3,500. The deposit must be £1,500, leaving £2,000 to finance. Take It Away can be used to finance the remaining £2,000, with monthly repayments of £222.22 over 9 months.
Example 2: A customer purchases an instrument for £1,200. The minimum deposit is 10% of the total (£120), followed by 9 monthly repayments of £120.
Please note that multiple Take It Away loans cannot be used to finance the same instrument. Finance is subject to status; written details are available on request.
Omni Capital Retail Finance
Interest-bearing finance works like a traditional loan. You make a purchase and pay back the amount you borrow plus interest over a fixed term. Below are some examples:
Example 1: Instrument Purchase
A customer buys a piano for £3,500 and makes a deposit of £1,500, leaving £2,000 to be financed (amount of credit). Repayment details at 12.9% APR:
| Loan Term | Monthly Payment | Total Repaid | Cost of Finance | Annual Interest Rate (Fixed) |
|---|---|---|---|---|
| 12 months | £185.83 | £2,229.96 | £229.96 | 10.18% |
| 24 months | £101.18 | £2,428.32 | £428.32 | 10.08% |
| 36 months | £73.84 | £2,658.24 | £658.24 | 10.23% |
Example 2: Smaller Instrument Purchase
A customer wants to purchase an instrument for £1,200 and makes a 10% deposit of £120, leaving £1,080 to be financed. Repayment details at 12.9% APR:
| Loan Term | Monthly Payment | Total Repaid | Cost of Finance | Annual Interest Rate (Fixed) |
|---|---|---|---|---|
| 12 months | £96.41 | £1,156.92 | £76.92 | 7.12% |
| 24 months | £51.29 | £1,230.96 | £150.96 | 6.99% |
| 36 months | £36.34 | £1,308.24 | £228.24 | 7.04% |
IMPORTANT: If any finance agreement is completed online or via mail order, the order can only be delivered to the registered home address on the finance agreement as proof of address and for fraud/theft prevention.
What Do I Do Now?
- Choose the instrument you would like to purchase on our website.
- Select your accessory bundle if required (it will be automatically added to the price).
- Click the "Add to Basket" button.
- If prompted, click "Delivery Option" to calculate postage and packing (P&P) costs.
- Enter your postcode and click "Submit Postcode" to finalize P&P charges.
- Click "Continue to Checkout."
- Click "Check out with Finance" (this will take you to a page where you can adjust the deposit if required), then click "Apply Now" for your chosen finance option.
- Follow the on-screen steps to complete your application.
If you prefer to talk to an adviser, call us on 0116 254 1053 (10 am–5 pm, Monday–Saturday) or email sales@keysound.co.uk. We will ask a few simple questions to verify eligibility, and if you decide to proceed, we will submit your application.
Keysound (Leicester) Ltd acts as a credit broker and offers credit products from Omni Capital Finance. Keysound is authorised and regulated by the Financial Conduct Authority (FCA registration number 726297). Credit provided subject to age and status. Minimum spend applies.
